Why Do I Need Insurance?

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WHY DO I NEED INSURANCE?

Q) I earn well and save enough. Why do I need Insurance?

A) Life is unpredictable; Insurance is the simplest way to cope with the unforeseen and the unexpected. It is the best back-up that you or your dependents can rely on when risk becomes a reality and results in loss of life or property.

Q) I am young, fit and healthy, Why do I need Insurance?

A) Plan well and start early. That’s the best way to make Insurance work for you. Premiums will be low, processing will be minimal at young age and a long term financial cover is in place to take care of later years. Also you save in your most productive years to enjoy later.

Q) I have no loans or liabilities. Why do I need Insurance?

A) Insurance is a contingency plan to take care of uncertainties. It is a way of providing for your dependents and ensuring continuity of their material needs and wants in your unfortunate absence. It is a way to plan and ensure a regular income whenever you decide to retire.

Q) Isn’t insurance an unnecessary cost and expense?

A) Insurance is a responsibility. It ensures security and mitigates risk. It is an assurance to your dependents that you care. Insurance is also an investment tool and provides tax benefits too. Most of all, Insurance is Peace of Mind. The price of getting insured is negligible compared to the value that insurance delivers.

“Insurance is sensible, practical and above all, the right thing to do”